Malaysia's first AI-native personal finance platform

Your money,
with a personality.

AI-driven, personalised financial insights and decision support, built around how Malaysians actually earn, spend, save and file.

Expense trackingSplit billsTax reliefs
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Free to useEncrypted data60-second setup
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Tuesday, 4 May
Hey, Aisha
Total balance
RM 12,486.40
3 accounts · MYR · SGD
Capture
Split
Shop
Travel
✦ ADVISOR INSIGHT
You're RM 384 ahead of last month. Tag your bookstore receipt to claim under Lifestyle.
↗ MARKETPLACE
Sports gear sale ends today — RM 580 of relief left.
Active Malaysians
1,907
Growing every week
Receipts captured
4,618
+19 today
Tracked spend
RM3M
+RM 109.2k this week
LHDN reliefs claimed
RM2.2M
RM 1.1k avg / user
Six features. One app.

Everything you do with money — without the busywork.

LHDN Reliefs · Auto-tagged

Stop leaving tax savings on the table.

Every receipt is matched to the right LHDN relief category — Lifestyle, Medical, Sports, Skills, SSPN — and tracked against the cap. No spreadsheet, no rummaging in March.

Estimated savings this year
RM 1,840
From 47 tagged receipts · 11% bracket
Lifestyle · RM 1,842 / 2,500Medical · RM 2,108 / 10,000Sports · RM 480 / 1,000Skills · RM 920 / 7,000
Marketplace · NEW

Shop claimables. Receipts, automatic.

Curated products that count toward LHDN reliefs. Buy through Finpersona — the receipt files itself.

Lifestyle relief
Atomic Habits — James Clear
RM 58.90
Receipt auto-stored on purchase
Split bill

Dinner for six,
settled by dessert.

Snap the receipt, tag who ate what, send DuitNow links — no spreadsheets, no IOUs.

Mama's Kitchen
RM 248
A
R
S
M
+2
SarahRM 52.10
Travel Assist

Trip math,
handled.

Multi-currency, live FX, daily budget pacing. Tag work travel for separate reporting.

Trip · 12 — 16 May
Kuala Lumpur → Tokyo
Spent¥48,200
In MYRRM 1,420
Daily pace−18%
Expense tracking

Every ringgit,
categorised.

Auto-categorised from your bank feed and receipts. Spot patterns before they hurt.

Dining
RM 612
Transport
RM 408
Shopping
RM 296
AI Financial Advisor

An advisor that actually knows your money.

Plan goals, stress-test purchases, set reminders. Trained on your real spending — not generic advice.

Can I afford a 4-day Bali trip in July?
Yes — comfortably. You have RM 2,140 buffer. A typical trip runs RM 1,650. Move RM 400/wk to your Travel pot.
Goals & reminders

Never miss a relief or deadline.

Finpersona warns you before you drift.

Borang BE deadline
RM 1,840 projected reliefs
Apr 30
Bali goal · 76%
RM 1,254 of RM 1,650
15 days
How it works

Three steps. Forever sorted.

i.

Connect or capture

Link your bank, snap a receipt, or shop in the Marketplace. Finpersona pulls everything into one feed — categorised and LHDN-tagged.

ii.

Live tracking

Split bills, track trip spend, watch monthly categories, hit savings goals. Reminders fire when caps approach or deadlines loom.

iii.

Ask the advisor

Plan a goal. Stress-test a purchase. File your taxes with everything pre-tagged. The advisor knows your money.

Finpersona Business · New

Run your Sdn Bhd like it's already audited.

Not another accounting product. Finpersona Business turns raw bank statements into LHDN-ready filings — built for Malaysian SME owners and the tax agents who file on their behalf.

Start free trial→See all features
For SME owners
Bank statement → tax-ready ledger
AI categorises every line against LHDN deduction rules — full, partial, or capital allowance.
Borang C, SST-02 & Form E
Working papers and e-Filing companion files from your real numbers, not a year-end scramble.
MyInvois e-Invoicing
Issue LHDN-compliant e-invoices from the same workspace — included with Pro+ and unlimited on Platinum+.
One-click audit bundle
Ledger, receipts and computations zipped — ready if LHDN ever comes knocking.
For tax agents
Multi-entity workspace
Manage every client Sdn Bhd from one login with tax-agent role and invite-based access.
Review before sign-off
Clients upload statements year-round — you review categorisations and Borang C before filing.
Employer filings from payroll
e-CP8D and e-Data PCB exports pull real employee remuneration — no blank templates.
14-day Pro+ trial · no credit card
Sdn Bhd, LLP, or sole prop — upload your bank statements and invite your tax agent when you're ready.
Start free trial→

Ready to keep more of your ringgit?

Join 1,000+ Malaysians already tracking smarter, claiming more, and stressing less about money.

Get the app — free→For financial advisors