AI-First Personal Finance App

Smarter Ways to Manage Money & Taxes

Track spending, split bills, and budget smarter. Never miss a tax deduction again. Finpersona is Malaysia's first AI-powered personal finance and tax compliance app.

10,000+

active users

RM 2M+

in tax savings

99.9%

LHDN compliant

No credit card required. LHDN compliant. ezHASiL ready.

9:41

Good morning

Your Finance Dashboard

FP

Annual Income

RM 84,000

Tax Payable

RM 3,450

Tax Savings

RM 1,240

Medical & Health

RM 4,200

Budget Used

78%

Split Bill

RM 120

Medical & HealthRM 4,200 / RM 10,000
LifestyleRM 2,100 / RM 2,500
EducationRM 1,500 / RM 7,000

+RM 1,240 saved

LHDN Compliant ✓

Beyond Just Tax. Your Complete Finance Companion.

From splitting bills with friends to tracking every ringgit. Finpersona gives you total control over your money.

Split Bills Instantly

Dine out, travel, or share expenses with friends. Split any bill fairly in seconds and track who owes what.

Smart Budgeting

Set monthly budgets by category. Get AI-powered alerts before you overspend. Stay on track effortlessly.

Expense Tracking

Snap receipts or sync transactions. Every ringgit categorized automatically across groceries, transport, dining, and more.

Tax Optimization

Every qualifying expense automatically mapped to LHDN tax relief categories. Maximize your deductions year-round.

AI Financial Insights

Your personal AI advisor surfaces spending patterns, savings opportunities, and tax tips tailored to your lifestyle.

Income & EPF Tracking

Monitor salary, freelance income, and EPF contributions. See your complete financial picture in one place.

Tax Specialization

Malaysia's Smartest Tax Compliance App

Purpose-built for Malaysian tax law. Finpersona tracks all 11 LHDN relief categories, estimates your tax liability in real-time, and guides you to file with confidence.

RM 1,000–3,000

avg. savings per user

Maximize Tax Returns

Never leave money on the table. We automatically identify every eligible deduction across all LHDN relief categories and calculate your maximum refund.

  • Auto-detect all LHDN categories
  • Maximize refund year-round
  • ezHASiL-ready export

11 Categories

auto-tracked

Claim All Tax Relief

Track all 11 official LHDN tax relief categories: from medical expenses and education fees to lifestyle purchases and EV charging equipment.

  • Medical, lifestyle, education
  • Sports, SSPN, EPF tracking
  • Auto-categorize receipts

0 Surprises

at filing time

Avoid Overpaying Tax

Real-time tax estimates throughout the year so there are no surprises at filing time. Know your exact tax bill before you open Borang BE.

  • Real-time tax estimate
  • Progressive rate calculator
  • No filing-day surprises

Up and running in minutes.

No manuals. No accountant needed. Just connect, track, and save.

1

Connect Your Finances

Link your bank, add income sources, or simply snap receipts. Finpersona pulls everything together automatically.

2

AI Tracks and Categorizes

Our AI reads every transaction and receipt. It categorizes expenses, splits bills, and flags tax deductions in real-time.

3

Save and File Confidently

Watch your savings grow as tax deductions stack up. When tax season arrives, you're already prepared. Just export and file.

10,000+

Active Users

RM 2M+

Tax Saved

11

LHDN Categories

4.9★

App Rating

Trusted by Malaysians

Built with privacy, security, and real savings in mind.

100% LHDN Compliant

Tracks all 11 Malaysian tax relief categories. Always updated with the latest LHDN rules and Borang BE guidelines.

Bank-Level Privacy

Your financial data is encrypted and never sold. We don't run ads. Your information stays between you and LHDN.

No Cost, No Catch

Every feature is available to every user at no cost. No hidden tiers. No upsells. We make money when Finpersona grows, not when you pay.

Start managing money smarter. No cost to get started.

Join 10,000+ Malaysians who track expenses, split bills, and save thousands on taxes in one app.

No credit card required.